I C F B
Investment Consulting Financial Brokerage GmbH

Am Justizzentrum 7
D-50939 Köln

Fon: + 49 (0) 221/258 798-0
Fax: + 49 (0) 221/258 798-19

E-Mail: info (at) icfb.de

Internet: www.icfb.de

Incorporation date: September 28, 2005
Registered capital: Euro 150.000
Non paid-in capital: Euro 20.000

Trade register: Amtsgericht Köln HRB 57943 

BaFin Nr. : 119683

USt-IdNr.: DE250384589

Supervisory bodies:

Federal Financial Services Supervisory Authority (BaFin)
Graurheindorfer Straße 108, 53117 Bonn
and 
Lurgiallee 12, 60439 Frankfurt
Germany

Deutsche Bundesbank
Hauptverwaltung Düsseldorf
Berliner Allee 14
40212 Düsseldorf

Member of EDW, Security-trading companies' indemnification fund, 10865 Berlin 

CCI: Chamber of Commerce and Industry, Cologne
IHK Industrie- und Handelskammer zu Köln

Business licence issued by:
The City of Köln in accordance with Industrial Code § 34 c Paragraph 1 (GewO) Amt für öffentliche Ordnung - Gewerbeangelegenheiten - Willi-Brandt-Platz 3, 50679 Köln

IHK Köln Licence in accordance with § 34d Paragraph 1 GewO - Insurance brokerage
Registered in Broker Register IHK Köln: D-3LYO-YB3MU-O5 
(see www.vermittlerregister.info) Permisson-/Supervisory Authority: IHK Industrie- und Handelskammer zu Köln, Unter Sachsenhausen 10 - 26, 50667 Köln www.ihk-koeln.de
job name: Versicherungsmakler Bundesrepublik Deutschland
job-regulatory framework:
- § 34 d Gewerbeordnung
- §§ 59 bis 68 Versicherungsvertragsgesetz
- Versicherungsvermittlungsverordnung

The job regulations you can see and check in the internet: www.gesetzt-im-internet.de

ICFB GmbH does not possess over 10% direct or indirect share in any insurance company. No insurance company possesses over 10% direct or indirect share in ICFB.

Out-of-court dispute settlement locations:

Independent Insurance Ombudsman e.V., Ombudsman make mediation, Leipziger Str. 121, 10117 Berlin 
(for more information see: www.versicherungsombudsmann.de) 

Personal Sickness and Disability Insurance Ombudsman, 
Kronenstr. 13, 10117 Berlin 
(for more information see: www.pkv-ombudsmann.de)

Financial Services Supervisory Authority (BaFin)
Graurheindorfer Str. 108, 53117 Bonn 
(for more information see: www.bafin.de, Key word: Ombudsmann)

Personal data protection officer:
Bert-Ardo Spelter: E-Mail: ardo.spelter (at) icfb.de 
Should you have any questions, requests or complaints concerning ICFB GmbH data protection, please, refer to our Personal data protection Attorney aforesaid. 

Money Laundering officer:
Bert-Ardo Spelter: E-Mail: ardo.spelter (at) icfb.de
Should you have any questions, requests or complaints concerning Anti-Money Launderng Law (GwBekErgG) of August 21. 2008, please, refer to our Money Laundering officer aforesaid. 

Standing orders/General terms of entering into transactions (AGB) 

Special terms of entering into real estate transactions 

Special terms of entering into financing transactions 

 

 Financial Services Supervisory Body, PDF 

You can find us at BaFin page:

http://www.bafin.de/cln_179/nn_720486/EN/Service/Searchcompanies/searchcompanies__node.html?__nnn=true

At the bottom of the page in the search form:
1) Enter into Search options – search item:   ICFB
2) Enter into Category field:  Financial service institutions
3) Press  "search"
Then you press “icfb” and get the result which businesses the company is authorised to conduct.

The company possesses the following permits/licences:

Contract brokerage permit (§ 1 Paragraph 1a Clause 2 Nr. 2 KWG)
Date of authorisation: April 18, 2006

Capital investment counselling and investment consulting permit (§ 1 Paragraph 1a Clause 2 Nr. 1a KWG)
Date of authorisation: November 1, 2007

Capital and other investment brokerage permit (§ 1 Paragraph 1a Clause 2 Nr. 1 KWG) 
Date of authorisation: April 18, 2006

Permission for trading at our own expense permit (§ 1 Paragraph 1a Clause 3 KWG)
Date of authorisation: November 1, 2007

Factoring business permit (§ 1 Paragraph 1a Clause 2 Nr. 9)
Date of authorisation: December 25, 2008

Leasing business permit (§ 1 Paragraph 1a Clause 2 Nr. 10)
Date of authorisation: December 25, 2008

Authorisation for Finanzportfolioverwaltung (§ 1 Paragraph 1a Clause 2 Nr. 3 KWG)
Date of authorisation: 28.05.10

 

§ 11 Brokerage Business Procedure – VersVermV information:

ICFB is an insurance broker as defined in § 34d Paragraph 1 Industrial Code (GewO). 
As an independent insurance broker we take the side of the customer, whose interests we represent. 

Subject to IHK Köln jurisdiction. Registered in Broker Register in accordance with Industrial Code § 11a: D-3LYO-YB3MU-O5 

Subject to revision in accordance with: DIHK | Chamber of Commerce and Industry, Germany 
(see: www.vermittlerregister.info or www.vermittlerregister.org)
Breite Straße (Street) 29, D-10178 Berlin, Phone 0180-500585-0 (14 Cent/Min for phone calls made from German stationary network, different cost for mobile phone calls – maximum 42 Cent/Min for mobile phone calls as of March 1, 2010)

Financial damage insurance for insurance broking at Nassau Insurance, Oppenheimstr. 9, 50668 Köln. Insurance amount 1.200.000 Euro every insurance case and 2.400.000 Euro every insurance year. Insurance for (ICFB) work as insurance intermediary, real-estate and financial services intermediary category 1 + 2. Area of application: Activity of the policy holder (ICFB) in the member states of the European Union or the contract member states of the European Economic Area and Swiss.

This Internet page is subject to German jurisdiction only. 

The english version of our internet presentation (through language selection) ist for the purpose of your information. If there is any difference in the translations from the german, allways only the meaning of the german version is relevant. 

Content liability: 
Despite all the care, taken while preparing this page, ICFB Investment Consulting Financial Brokerage GmbH does not guarantee any accuracy, relevance and comprehensiveness of the information, presented on this web-page. English version of this page does not secure fully accurate and comprehensive translation of the German version. The German version prevails in all legal matters and disputes.

We assume responsibility for all our services in accordance with §7 Paragraph 1 TMG and current legislation.

In accordance with §§8-10 TMG, we do not assume liability for verifying any information, obtained from third parties. Should we become aware of these data being legally inconsistent, we will remove them from our page without delay.

Person in charge of the German version of the page in accordance with § 10 Paragraph 3 MDStV:
Bert-Ardo Spelter
Address: ICFB GmbH
Am Justizzentrum 7, D-50939 Köln

Consulting liability: 
The information, contained on our internet page, does not substitute for proper counselling. Therefore, the information on this page cannot be regarded as a valid advice. 

Reference liability:  ICFB disclaims any influence on and relation to the design and contents of web-pages, referred to from their page, so we explicitly distance ourselves from the contents of all web-pages, including all subpages, referred to from our web-page. This concerns all links from the home page, as well as the contents of all web-pages, taken to by these links. 

For all these aforementioned events we take no responsibility. 

As of the moment of these links to other pages being placed, the pages aforesaid were not found to contain any illegal information or violations. Should any legal discrepancies be discovered on these pages, links to them will be removed from our page without delay.

Copyright:

This web-page is subject to German copyright. Copying, handling, distributing etc. the contents of this web-site both in and outside Germany requires written approval of its author.

Sole rights to the contents, texts, concept, illustrations, programmes and design (produced by ICFB) of this web-page belong to ICFB GmbH. 

Third parties' rights to brands and trademarks of the third parties fully belong to the respective owners. 

Any use of this page contents by the third parties requires written approval of ICFB GmbH.

Without our written approval in advance, we don’t approve to link to our web-site.

Data protection:

If the web-page allows providing personal or commercial data (e-mails, names, addresses etc.), these data are entered and sent by the user on a voluntary basis. We do our best to protect your data and your privacy. We handle personal data, provided by you during your visit to our web-page, in accordance with current data protection legislation.

We explicitly state that personal data of the customers or people concerned, obtained by us, will be used exclusively for relevant counselling or entering into transactions for the customers' benefit. 

Under no circumstances do we sell personal data of the customers. Only if necessary for the properly counselling of peoples request, the  required informations will be disclosedto third parties. We handle all customers' data with confidentiality and due care. 

Our services provide for summarizing personal data into databases, e.g., for financing, investment or insurance proposals. Respective data are disclosed to our partners for no other reason than to comply with the customers' request. 

Any need to direct a request to Schufa, e.g., to claim financing, will require your prior approval.

E-Мail messages, sent through the internet, cannot be protected from unauthorized access of third parties without extra encoding. Therefore e-mailing confidential information requires respective encoding.

We guarantee data protection only with reservations, the conditions aforesaid are met. ICFB disclaims any liability for the internet data disclosure conditions aforesaid. 

We use the data, collected by the server of our internet-provider, for statistic purposes, as well as, subject to your approval, to provide you with necessary information and data. Cookies, which may be saved on your hard disk, also require your approval. 

We are always ready to provide upon your request an account of your data that we hold. Should you be willing to bring up to date, add or delete them, we will do that upon your written request, mailed, faxed or e-mailed to us. 

If you are currently receiving certain information from us by e-mail or regular mail and are no more willing to do so, you can also be taken off the mailing list by means of sending us your written rejection by e-mail, fax or regular mail. 

E-Mails send to us without our explict consent:  
We explicitly state that we disagree to get E-Mails, Spam-Mails or other commercial Mails to the addresses, published on our web-page. 
We reserve one’s right to take legal steps against. 

Clausula salvatoria:
If any of the definitions aforesaid are found invalid, this does not reduce the validity of the other agreements and definitions. This also applies to the situations when in the course of the settlement procedure one part proves invalid, while the other retains its validity. Therefore, the parties are to replace the invalid definition in the course of the settlement procedure by the one which most suits the negotiating parties' economic interests and does not run counter to other contracting agreements.  

Others 
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